HOWffers -- An Association for Church Folk
Benefits, Protection & Wellness for Faith-Centered Communities
Serving Churches|Ministries|Families|Members
Choose the Membership That Fits Your Mission
Whether you’re looking for personal benefits, ministry protection, or discounted group memberships, HOWffers has an option designed for you.
Membership Plans
For individuals and families seeking wellness, savings, telehealth, and personal benefits.
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Covenant Membership
For organizations seeking our special risk mitigation product and our Spiritual Pillar benefits.
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Enterprise Membership
Discounted 4-pack memberships for churches, families, teams, businesses, or any group purchasing multiple memberships.
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OUR MISSION
To enhance the financial literacy and well-being of faith-based organizations, their clergy, employees and congregants.
We deliver value through education, advocacy and service.
FOR MINISTRY LEADERS
Benefits that Support the People Who Serve
Ministry leaders devote themselves to serving others. HOWffers provides benefits, wellness resources, and protection programs designed to strengthen the people who serve others, helping pastors and ministry leaders navigate the responsibilities of leadership with greater confidence and peace of mind.
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FOR MINISTRY LEADERS
Protection for the People Who Lead
Ministry leaders play a vital role in the life and stability of their organizations. HOWffers Pastor Protection Plans help churches prepare for the unexpected by providing Key Person coverage designed to protect ministries, preserve continuity, and support long-term financial security.
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LET’S CONTINUE THE CONVERSATION
What Would You Like to Learn More About?
Whether you’re interested in membership benefits, Pastor Protection Plans, church insurance, planned giving, endowment strategies, financial literacy, or other HOWffers solutions, we’d love to connect you with the information most relevant to your needs.