HOWffers for Seniors Membership

🏷️ Local & National Merchant Discounts

Save money on the products, services, and experiences you enjoy every day.
Your HOWffers Membership includes access to thousands of exclusive discounts from national brands and local businesses. Whether you’re dining out, shopping online, planning a trip, or running errands around town, you’ll find valuable savings wherever life takes you.

What You Get

• Access to thousands of member-only discounts
• Savings at both national brands and local merchants
• Discounts on:
  • Restaurants and dining
  • Retail shopping and apparel
  • Entertainment and movies
  • Travel and attractions
  • Automotive services
  • Grocery and everyday purchases
• Easy search by ZIP code, category, or location
• Mobile and online redemption options

Why It Matters

Savings add up when you use them regularly.
With offers available both close to home and while traveling, members can discover discounts in the places they already shop, dine, and spend time. Many offers provide meaningful savings on everyday purchases and family activities.

Convenient & Easy to Use

Find deals where you live, work, play, and travel.
Simply browse available offers, select the discounts you want, and redeem them through your mobile device, printable coupons, promotional codes, or direct merchant links. The platform makes it easy to find savings wherever you are.

💳 Professional Buying Services

Unlock greater buying power for your church.
Through HOWffers, churches and ministries can access professional purchasing services designed to help secure better pricing on major purchases and ministry essentials. By leveraging collective buying power, organizations can often achieve significant savings while simplifying the purchasing process.

What You Get

• Access to an exclusive professional buyers’ network
• Savings opportunities on:
  • Church furniture and pews
  • Musical instruments and worship equipment
  • Classroom furnishings and educational resources
  • Facility equipment and operational purchases
  • Technology and ministry infrastructure
• Expert purchasing guidance and sourcing support
• Competitive pricing through group purchasing relationships
• Solutions designed specifically for churches, schools, and nonprofits

Why It Matters

Good stewardship includes spending wisely.
Whether you’re furnishing a sanctuary, upgrading classrooms, purchasing equipment, or planning a major project, professional buying services can help your ministry stretch every dollar further while maintaining quality and value.

🏆 Donor Recognition Walls & Memorials

Celebrate generosity, honor legacies, and inspire future giving.
Whether you’re recognizing major donors, memorializing loved ones, honoring church leaders, or commemorating a capital campaign, HOWffers provides access to beautifully crafted recognition solutions designed to leave a lasting impression.

What You Get

• Custom donor walls and recognition displays
• Memorial walls and commemorative installations
• Cast bronze plaques and engraved recognition products
• Recognition solutions designed to support planned giving, endowments, and capital campaigns
• Design consultation and project support
• Exclusive 15% discount for HOWffers members

Why It Matters

Planned giving works best when generosity is celebrated.
Thoughtfully designed recognition displays honor faithful supporters, encourage future legacy gifts, and help create a culture of generosity that can strengthen your church for generations.

⛪ Church Property & Casualty Insurance

Protect your ministry with coverage designed specifically for churches.
Many churches today are facing rising insurance costs, limited carrier options, and increasing difficulty finding affordable coverage. Through HOWffers, churches can access experienced specialists who understand the unique risks and insurance needs of ministries.

What You Get

• Expert church property and casualty insurance guidance
• Access to multiple insurance carriers through an independent brokerage approach
• Coverage solutions tailored to your church’s specific needs
• Assistance reviewing current policies and identifying opportunities for improvement
• Protection options for:
  • Church buildings and property
  • Liability exposures
  • Ministry operations
  • Staff and volunteers
  • Vehicles and equipment
  • Special events and activities

Why It Matters

Every church is different—and so are its insurance needs.
Rather than being limited to a single carrier, experienced church insurance specialists can evaluate multiple providers to help identify the most appropriate and cost-effective solution for your ministry. This helps ensure your church receives protection that fits both your risks and your budget.

Church Insurance Specialists

Decades of experience serving churches.
Our sister company, PetraJenerations, brings together decades of church insurance experience. Their Property & Casualty team understands the challenges ministries face in today’s insurance marketplace and works with multiple carriers to find solutions tailored to each church’s unique needs.

📐 Church Architectural Design Services

Turn your ministry vision into a well-planned, functional, and inspiring facility.
Whether you’re building a new sanctuary, expanding existing space, renovating a worship center, or creating a family life center, HOWffers connects churches with nationally recognized faith-based architectural expertise designed specifically for ministry environments.

What You Get

• Professional church architectural design and planning
• Facility master planning for future growth
• Sanctuary, family life center, educational, and administrative facility design
• Site planning and space utilization guidance
• Building code and accessibility planning
• Conceptual design and project development support
• A complimentary set of preliminary drawings for HOWffers members

Why It Matters

A church building should support your ministry—not limit it.
Thoughtful design helps maximize worship, education, fellowship, outreach, and community impact. Whether your congregation is growing, rebuilding, renovating, or preparing for the future, expert planning can help ensure your facility serves today’s needs while remaining flexible for tomorrow’s opportunities.

Designed for Ministry

Architecture that reflects your mission and supports your future.
Experienced faith-based architects have helped ministries across the country design sanctuaries, family life centers, classrooms, childcare facilities, fellowship halls, administrative offices, community centers, and multi-purpose spaces tailored to ministry goals. From concept development to complete project planning, their expertise can help bring your vision to life.

🏖️ Pastor Vacation Stays

Because those who care for others need time to recharge, too.
Pastors often spend their lives serving others while neglecting their own need for rest and renewal. Through HOWffers, members gain access to a unique vacation housing network created specifically to help pastors and their families enjoy quality time away.

What You Get

• Access to vacation properties hosted by supporters who want to bless pastors and ministry families
• Stays in desirable destinations across the country
• Lodging available for little more than the cost of cleaning and preparation
• Opportunities for family vacations, personal retreats, anniversaries, and times of renewal
• A growing network of hosts committed to supporting ministry leaders

Why It Matters

Healthy ministries are built on healthy leaders.
Burnout is one of the greatest challenges facing pastors today. Time away provides an opportunity to rest, reconnect with family, strengthen relationships, and return to ministry refreshed and encouraged.

A Gift of Renewal

Vacation opportunities designed specifically for pastors.
Unlike traditional vacation rental platforms, these properties are made available specifically for pastors and ministry leaders. Many stays are provided at no lodging cost, with guests typically responsible only for modest cleaning, preparation, or administrative fees.

Whether you’re planning a family getaway, a marriage retreat, a sabbatical, or simply a few days to recharge, this benefit helps make meaningful time away more accessible.

🧻 Church Purchasing & Supply Discounts

Save money on the supplies your church uses every day.
Through HOWffers, churches, schools, ministries, and nonprofits can access discounted pricing on thousands of products—from paper towels and cleaning supplies to office essentials, equipment, apparel, and more.

What You Get

• Discounts on everyday consumables and operational supplies
• Savings on:
  • Paper products
  • Cleaning and janitorial supplies
  • Office supplies and furniture
  • Hospitality and food service products
  • Custom apparel and promotional products
• Access to a nationwide network of suppliers
• Fast delivery and convenient ordering
• A single source for routine purchases and special projects

Why It Matters

Small savings on everyday purchases can create a big impact over time.
Every church purchases paper products, cleaning supplies, office materials, and facility essentials. By leveraging greater buying power through HOWffers, organizations can often reduce operating costs while simplifying purchasing and vendor management.

Faith-Based Stewardship

Good stewardship isn’t just about raising money—it’s also about spending wisely.
This purchasing program is built around Christian values of service, responsible stewardship, and community impact, helping organizations stretch resources further so more dollars can remain focused on ministry and mission.

🛡️ Church Safety & Preparedness Services

Help your house of worship become more prepared, resilient, and ready to respond.
Through HOWffers, churches and faith-based organizations can access emergency management planning, training, and technology designed to strengthen safety before, during, and after a crisis.

What You Get

• Emergency management training and preparedness resources for houses of worship
• Customized continuity and crisis response planning based on your organization’s risks
• Online and live training options for staff, volunteers, and leadership teams
• Mobile tools that help activate and manage your response plan in real time
• Support building safety committees, response procedures, and resilience strategies
• Access to grant-writing support that may help secure FEMA funding for safety improvements

Why It Matters

A welcoming church can also be a prepared church.
Houses of worship have long served as safe havens, but their openness can also create real safety challenges. Many faith-based organizations lack full-time security staff, yet face risks ranging from targeted violence to cyberattacks.

A Smarter Way to Prepare

Preparedness should be practical, customized, and easy to activate.
Through HOWffers, members can access modern preparedness tools, including AI-supported risk analysis, business continuity planning, crisis communication, training, and mobile response resources—helping your team know what to do when it matters most.

📋 Employee Benefits & Payroll Services

Access affordable group health insurance and employee benefits—even if you have just one employee.
Many churches and small nonprofits assume quality employee benefits are out of reach because of their size. Through HOWffers, organizations can access professional employer services that leverage larger buying power to help secure competitive health insurance, dental, vision, and other employee benefits—without needing a large staff.

What You Get

• Access to affordable group health insurance options
• Dental and vision coverage opportunities
• Employee benefits typically available only to much larger organizations
• Payroll processing and payroll tax administration
• Human resources support and compliance guidance
• Workers’ compensation administration
• Employee onboarding and workforce management tools
• Exclusive 7% discount on PEO services for HOWffers members

Why It Matters

Your employees deserve quality benefits—and your organization shouldn’t have to be large to provide them.
By leveraging the purchasing power of a larger employee pool, even churches and nonprofits with only one employee may gain access to competitive benefits and pricing that would otherwise be difficult to obtain on their own.

More Than Just Benefits

Reduce administrative burdens while improving employee support.
In addition to helping organizations access affordable employee benefits, this solution can simplify payroll, HR administration, compliance, and workers’ compensation—saving valuable time while reducing administrative burdens.

🏛️ Nonprofit Financing Services

Access financing solutions designed specifically for churches and nonprofit organizations.
Whether you’re refinancing existing debt, purchasing property, funding expansion, or supporting ministry growth, HOWffers connects organizations with experts who explore a wide range of financing options to find the right solution for your needs.

What You Get

• Comprehensive review of available loan and refinancing options
• Access to financing solutions designed specifically for nonprofits and faith-based organizations
• Partnerships with leading banks and lending institutions
• Strategies that may significantly reduce monthly loan payments
• Expert guidance to help clarify terms, evaluate options, and develop a customized financing plan

A Different Approach to Nonprofit Financing

Turn financing into an opportunity for greater community engagement.
Unlike traditional financing, this innovative model can allow supporters of your ministry or organization to participate in impact-focused investment opportunities that help fund your mission while earning a financial return. This approach can strengthen engagement with your supporters while helping organizations secure more affordable financing.

Why It Matters

Every dollar saved on financing is a dollar that can be redirected toward ministry and mission.
Many organizations have been able to significantly reduce monthly loan payments through customized financing strategies. By exploring all available options and leveraging both traditional lending relationships and innovative funding models, churches and nonprofits can often free up resources for greater community impact.

🌳 Ministry Endowments—Build a Legacy That Lasts

Create sustainable funding for your ministry through endowment and planned giving strategies.
Most churches and faith-based organizations rely heavily on ongoing donations to fund ministry. Through HOWffers, organizations can explore innovative endowment solutions that help transform one-time gifts into long-term financial support for Kingdom impact.

What You Get

• Guidance for establishing and growing a ministry endowment
• Planned giving strategies that can help fund long-term ministry goals
• Access to an innovative charitable endowment platform designed specifically for nonprofits and faith-based organizations
• Professional investment management designed to support long-term sustainability
• Opportunities for donors to leave a lasting legacy through charitable gifts and estate planning

Why It Matters

A single gift can create impact for years to come.
This innovative model combines charitable giving with institutional-style investing, helping organizations create a source of ongoing support rather than relying solely on week-to-week giving. Even organizations starting with relatively modest resources can begin building an endowment designed to grow over time.

A Smarter Way to Fund Ministry

Move beyond Sunday-to-Sunday funding.
An endowment is one of the most effective tools for creating generational wealth and mission sustainability. Planned giving initiatives through HOWffers can help churches build and strengthen these funds while creating meaningful opportunities for donors to support the future of the ministry. The result is a stronger financial foundation that can continue supporting Kingdom impact for generations.

🔧 Auto Care Savings—Included with Membership

Keep your vehicle running well while saving on everyday auto care.
Your HOWffers Membership includes access to the Partners Plus Auto Care Savings Plan, with discounts on maintenance, repairs, tires, and related services at participating locations nationwide.

What You Get

• Save 15% on maintenance and repairs
• Special tire pricing on Bridgestone and Firestone tires
• Save 15% on computerized wheel balancing
• Save 15% on valve stems
• Access to over 2,300 participating locations, including Firestone Complete Auto Care, Tires Plus, ExpertTire, and Wheel Works

Why It Matters

Car repairs and maintenance can add up quickly.
This included benefit helps you save on the services your vehicle needs most—from oil changes and check-ups to brakes, tires, and more.

Important Details

• Discounts may not be combined with other coupons, internet specials, or promotional offers
• Tire discounts are applied at the store

🛻 Roadside Assistance—Included with Membership

Get help when unexpected car trouble leaves you stranded.
Your HOWffers Membership includes roadside assistance benefits designed to help keep you and your family moving with confidence.

What You Get

• Towing assistance
• Battery jump starts and minor roadside adjustments
• Flat tire changes
• Emergency fuel delivery
• Tow or winching service
• Lockout assistance
• Coverage for your spouse or one designated household family member at no additional charge

Why It Matters

Breakdowns and roadside emergencies rarely happen at convenient times.
Whether you’re commuting, traveling, or simply running errands, this included benefit helps provide peace of mind knowing help is available when you need it most.

Important Details

• Members may receive reimbursement for up to 3 roadside service charges per year
• Reimbursement available up to $100 per occurrence

🛍️ ShoppingBoss Cash Back—Included with Membership

Earn cash back on the shopping you already do.
ShoppingBoss is typically available through fundraising programs, but HOWffers members receive access as part of membership—so you can save on everyday purchases without joining a separate fundraiser.

What You Get

• Access to cash back at hundreds of participating national merchants
• Rewards on both in-store and online purchases
• Instant digital gift cards you can use to pay at participating retailers
• Cash back earned immediately when you purchase through ShoppingBoss
• An easy way to stack savings with a rewards or cash back credit card, coupons or other discounts, when available

Why It Matters

Everyday purchases can become everyday savings.
Whether you’re buying groceries, dining out, shopping online, or picking up essentials, ShoppingBoss helps you turn routine spending into cash back—right from your phone.

💵 Life Settlement Options—Unlock Hidden Policy Value

Your life insurance policy may be worth more than you think.
As your needs change, a policy that once felt essential may no longer fit your situation. HOWffers connects members with trusted partners who can help you explore whether selling an existing policy could provide greater value than simply surrendering it.

What You Get

• Expert guidance to evaluate your existing life insurance policy
• Help understanding whether a life settlement may be an option
• Support comparing potential market value against surrender value
• A way to create greater financial flexibility from an unwanted or unaffordable policy
• Opportunities to turn policy value into meaningful charitable giving for your house of worship

Why It Matters

Don’t settle for less without knowing what your policy may truly be worth.
Just like you wouldn’t sell a home without understanding its value, you shouldn’t give up a life insurance policy without exploring your options. A life settlement may help unlock hidden value while supporting both your financial goals and your generosity.

🐾 Digital Pet Records—Included with Membership

Keep your pet’s important medical records organized, secure, and easy to access.
Your HOWffers Membership includes access to a secure digital pet record platform designed to help families store, manage, and share important pet health information whenever it’s needed.

What You Get

• Secure storage for your pet’s medical and health records
• Easy access to:
  • Vaccination records
  • Prescriptions
  • Allergies
  • Surgeries
  • Test results
  • Imaging and exam records
• Ability to securely share records with:
  • Veterinarians
  • Emergency animal hospitals
  • Pet sitters
  • Dog walkers and trainers
  • Family members or caregivers
• Mobile access to your pet’s information while traveling or during emergencies

Why It Matters

When emergencies happen, quick access to accurate information matters.
Whether visiting a new veterinarian, traveling with your pet, or coordinating care with others, this secure digital vault helps keep your pet’s important information available when you need it most.

🔒 Digital Record Vault—Included with Membership

Keep your most important information secure, organized, and accessible when it matters most.
Your HOWffers Membership includes access to a secure digital record vault designed to help protect your family’s vital information and important documents.

What You Get

• Secure storage for important medical and personal records
• Access to emergency contacts, prescriptions, allergies, and health information
• Storage for important family documents, including:
  • Wills
  • Living Wills
  • Powers of Attorney
  • Final wishes
  • Passwords and account information
  • Insurance documents
  • Healthcare directives
• Ability to securely share information with loved ones, caregivers, or healthcare providers
• Mobile access to important records when traveling or during emergencies

Why It Matters

In stressful moments, having the right information quickly can make all the difference.
Whether facing a medical emergency, caring for a loved one, or simply planning ahead, this secure vault helps keep your important information protected and available when your family needs it most.

⚖️ Family Legal Plan—Included with Membership

Get legal support for everyday needs—at no extra cost.
Your HOWffers Membership INCLUDES access to a Family Legal Plan with no-cost legal services, discounted attorney rates, and helpful online legal forms.

What You Get

• Initial phone and face-to-face consultations for new legal matters
• Review of independent legal documents
• A free Simple Will for you and your family, with annual updates
• Access to a state-specific Living Will form
• Help with small claims court, government program issues, letters, and phone calls when appropriate
• Discounted rates on common legal services, including traffic ticket defense, real estate document review, and more
• Access to online forms, including wills, leases, powers of attorney, and advance health care directives

Why It Matters

Legal questions can come up when you least expect them.
This included benefit gives you practical support, helpful documents, and access to attorney guidance—so your family can handle everyday legal needs with more confidence.

🌱 Pastor Retirement Planning—Built for Ministry Leaders

Plan for retirement with guidance designed specifically for pastors and churches.
Through HOWffers, pastors and ministry leaders can access retirement planning support tailored to the unique needs of ministry.

What You Get

• Retirement plan guidance created specifically for pastors and ministry leaders
• Access to specialized 403(b)(9) retirement plan options
• Help creating a retirement plan proposal tailored to your church or organization
• Support for strengthening your financial future and ministry legacy

Why It Matters

Your retirement plan should reflect both your future goals and your faith values.
With the right structure in place, pastors and churches can build a stronger foundation for retirement, stewardship, and long-term ministry impact.

🏦 Advanced Retirement Strategy for Pastors

Protect your pastor, strengthen your church, and create a path toward retirement security through our Pastor Protection Plan.

Through HOWffers’ Pastor Protection Plan, pastors and churches can explore advanced protection and retirement strategies designed to support the pastor’s family, provide continuity for the church, and build long-term financial stability.

This video describes how Premium Financing can work for a ministry leader.

Watch the video →

What You Get

• Access to individual life and disability insurance, with potential discounts up to 15%
• Premium-financed life insurance strategies designed for pastors and churches
• Immediate life insurance protection for the pastor’s family
• Key person protection and succession planning for the church
• A potential long-term retirement income strategy for the pastor

How Premium Financing Works

Premium financing uses an Indexed Universal Life insurance policy. Instead of the pastor or church paying large premiums out of pocket, a bank funds the premiums, while the church pays only the interest on the loan.

This allows the policy to grow using bank-funded premiums while preserving church cash flow. Over time, the policy’s cash value may be used to repay the loan and potentially create a stream of tax-advantaged retirement income for the pastor.

Why It Matters

Pastors spend their lives caring for others. This helps churches care for them in return.

With the right strategy, a church can help protect the pastor’s family, support ministry continuity, and create a more dignified retirement path.

⛪ Financial Strategies for Ministry Leaders through our Pastor Protection Plan

Help protect your pastor, strengthen your ministry, and plan wisely for the future.

Our stewardship advisors work with churches and ministry leaders to design customized financial strategies that support long-term stability, retirement planning, and pastoral care.

Discover more details about our Pastor Protection Plan.

Visit ProtectMyPastor.com →

What You Get

• Guidance tailored specifically for pastors and ministry leaders
• Key Person planning strategies designed to help protect your church
• Access to retirement planning options, including 403(b)(9) strategies
• Opportunities to explore life insurance, premium financing, and Biblically Responsible investing
• Pastor and employee benefit solutions—even for smaller churches

Why It Matters

Healthy ministries are built on healthy leadership.

With the right planning in place, churches can better support their pastors, strengthen financial foundations, and prepare wisely for the future.

☂️ Personalized Life Insurance Planning—Built Around You

Find the right coverage—no matter your stage of life.
Whether you’re just getting started or looking to expand your protection, our experts help you explore options tailored to your needs, your goals, and your situation.

What You Get

• Personalized guidance from experienced stewardship advisors
• Access to life insurance, disability coverage, and annuity options
• Help determining the right coverage amount for your family and future
• Options ranging from guaranteed issue to fully underwritten policies
• Strategies that may include cash value accumulation for long-term wealth building

Why It Matters

The right plan brings confidence today—and security for tomorrow.
No matter your age or situation, you can find coverage that fits—helping you protect your loved ones and plan for the future with clarity.

🔐 Expanded Protection Options—Available to Members

Your membership opens the door to more coverage—at group rates.
Beyond your included life insurance benefit, HOWffers gives you access to additional protection options with simplified enrollment and no complicated underwriting.

What You Get

• Access to additional guaranteed issue life insurance up to $50,000
• Simplified issue life insurance up to $300,000 with minimal underwriting
• Optional coverage including dental, vision, hospital, accident, and medical plans
• Ability to self-enroll in the coverage that fits your needs
• Access to a permanent guaranteed issue life policy through Chubb — enroll up to age 70

Why It Matters

Your needs change—and your coverage should too.
Whether you want to increase your protection, add benefits for your family, or plan ahead, you have flexible options available without starting from scratch.

Important Details

• Additional guaranteed issue life options may vary in structure and duration
• The Chubb guaranteed issue policy is permanent coverage, designed to last for life, up to age 121
• Availability and coverage options may vary based on age and selection

🛡️ Guaranteed Issue Life Insurance—Included with Membership

Immediate coverage. No health questions. No waiting.
Your HOWffers Membership INCLUDES guaranteed issue life insurance through Prudential, one of the most trusted names in the industry—so you can protect your loved ones from day one.

What You Get

• Choice of $10,000 or $25,000 life insurance coverage
• Guaranteed approval—no medical exams or health questions
• Coverage begins immediately upon enrollment
• Benefit included as part of your membership—no separate policy required

Why It Matters

Protection shouldn’t be complicated—or delayed.
This benefit gives you instant peace of mind, knowing your family has financial support in place from the moment you join.

Important Details

• Must enroll before age 65 to be eligible
• Coverage continues through age 80, with the benefit reducing gradually with age

Need to File a Claim?

If an active HOWffers member has passed away, the member’s executor or a loved one may begin the life insurance claim process by completing the Prudential Group Life Claim Form.

• Attained age at death 18–64: Full life benefit
• Attained age at death 65–69: 65% of life benefit
• Attained age at death 70–75: 50% of life benefit
• Attained age at death 75–80: 25% of life benefit

🩺 Personalized Medicare Support—Made Simple

Get expert guidance to choose the right coverage with confidence.
Medicare can be confusing, but you don’t have to figure it out alone. Work with experienced advisors who help you understand your options and choose a plan that fits your needs and budget.

What You Get

• Personalized guidance from Medicare experts
• Help comparing Medicare Advantage, Supplements, and Part D plans
• Support finding coverage that fits your health needs and lifestyle
• Assistance identifying cost-saving opportunities
• Clear, simple explanations—no confusing jargon

Why It Matters

The right plan can make a big difference in both coverage and cost.
Avoid costly mistakes, gain peace of mind, and feel confident you’re making the best decision for your healthcare.

💊 Save on Prescriptions for You and Your Pets

Find the best price on medications—without the hassle.
Whether it’s for you or your pet, easily compare options, choose how you want to purchase, and save money every time.

What You Get

• Discounts on prescriptions for both people and pets
• Compare prices at local pharmacies near you
• Option to pick up locally or have medications delivered
• Free shipping when delivery is needed
• Simple, easy-to-use platform—no guesswork

Why It Matters

Medication costs add up quickly—but they don’t have to.
Save money, avoid overpaying, and get the prescriptions you need in the way that works best for you.

💬 24/7 Support for Life’s Everyday Challenges

Talk to a real person anytime—no appointments, no waiting.
Whether you’re feeling overwhelmed, stressed, or just need someone to talk to, trained wellbeing coaches are available around the clock to help you navigate life’s challenges.

What You Get

• 24/7 access to live wellbeing coaches—no scheduling required
• Support in under 2 minutes when you need it most
• Help with stress, anxiety, relationships, and everyday challenges
• Practical coping strategies you can use right away
• Access to thousands of resources for life events and personal growth

Why It Matters

You don’t have to handle everything on your own.
Get real support in the moment, improve your overall wellbeing, and feel more equipped to handle whatever life brings your way.

🐾 24/7 Care for Your Pets—Right from Home

Get expert guidance for your pets anytime—day or night.
Whether something seems off, your pet got into something they shouldn’t, or you just need reassurance, trusted veterinary professionals are always just a call or click away.

What You Get

• 24/7 access to experienced pet health specialists
• Support for pets of all ages—from puppies to seniors
• Help with symptoms, behavior, diet, and overall wellness
• Guidance to avoid unnecessary emergency vet visits
• Access to helpful articles and self-service tools

Why It Matters

Peace of mind for you—and better care for your pets.
Get trusted answers quickly, avoid unnecessary costs, and feel confident you’re making the best decisions for your pet’s health and wellbeing.

🩺 24/7 Care for You and Your Entire Household

Talk to licensed doctors anytime—day or night—without leaving home.
Whether it’s a sick child, a late-night concern, or a quick medical question, expert care is always within reach.

What You Get

• Speak with real doctors 24/7 by phone, video, or secure messaging
• Coverage for your entire household—not just you
• Fast answers, treatment guidance, and support for common conditions
• Prescriptions sent directly to your preferred pharmacy when appropriate

Why It Matters

Skip the waiting room. Save time. Gain peace of mind.
Get trusted medical support wherever you are—at home, at work, or on the go.