The Benefits of Belonging

Explore the Pillars of Wellness

HOWffers rewards fall under four Pillars of Wellness: Physical, Financial, Social and Spiritual. Discover more below.
Check out our Enterprise Membership!
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PHYSICAL WELLNESS

Products and benefits to support a healthy lifestyle for you and your family

FINANCIAL WELLNESS

Benefits designed to help you strengthen your personal financial foundation

SOCIAL WELLNESS

Discounts on dining,travel, and entertainment

SPIRITUAL WELLNESS

Valuable member discounts geared toward communities of faith

Pillars of Wellness

Live well for less money! HOWffers program benefits meet your needs and those of your church home in many areas.

Check out our amazing suite of products and offerings — all starting at just $16.99 per month!

Membership Plans

Pillar of Physical Wellness

Products and benefits to support a healthy lifestyle for you and your family.

Leverage your community to stay safe, all from your phone.

Navigate the complexities of Medicare with ease through our expert-guided Medicare planning benefit, ensuring you get the coverage you need for a healthy, secure future!

Earn for every calorie you burn. Get rewarded to improve your health and fitness!

Never diet again! Special pricing on this program’s 8-week health challenge.

Pillar of Financial Wellness

Our benefits in the Financial Pillar will truly help strengthen your personal financial foundation: membership INCLUDES a $10K or $25K PRUDENTIAL LIFE INSURANCE POLICY! And you can name your church as a beneficiary if you like, as part of your personal charitable giving pledge.

$10K or $25K Guaranteed Issue (GI) Prudential Life Insurance INCLUDED with your membership! Up to an additional $50K GI life insurance is available, as well as GI Hospital Indemnity, Critical Illness, Dental / Vision. . .even Pet Insurance!

Plan for a fulfilling and worry-free future with our exclusive pastor retirement planning benefit, designed to help you navigate your financial goals and enjoy the retirement you deserve!

Explore our additional Guaranteed Issue Life Insurance options up to $75K through partners like Chubb and Mass Mutual! NO physical and NO medical information required if you can work at least 30 hours per week.

Prepare your church for a thriving future with our exclusive succession planning and financial advisement benefit, utilizing tools such as Key Person coverage. All crafted to guide pastors and church leaders through seamless leadership transitions and sound financial strategies!

Discover peace of mind and secure your future with our exclusive life insurance planning benefit, tailored to protect you and your loved ones with expert guidance and comprehensive options!

Unlock the potential for a more abundant retirement with our powerful leveraged retirement plan, utilizing premium financing to maximize your savings and secure your financial future! This is a terrific tool for Key Person planning.

Give the gift of lasting protection with the Grow-Up® Plan, a whole life insurance policy from our partner Gerber Life, an A+ rated company.

Unlock exclusive access to top-tier auto and homeowners coverage options, with expert comparisons to help you find the perfect plan for protecting your property and vehicles at the best value!

Student Loan Debt Relief. Work with our specialists to reduce your loans by up to 40%.

Explore life settlement options that not only provide financial flexibility but also offer a unique opportunity to donate proceeds to your church, leaving a lasting legacy of generosity!

You upload your bills. We lower your bills. We split the savings.

It’s your paycheck. Get it immediately, no fee.

Shop millions of products & pay over time. Pay no interest (that’s right, none).

Pillar of Social Wellness

Repair, grow & strengthen a marriage or any committed relationship.

Our new deal: we can save you a lot of money on everything from travel to dining to shopping and more.

Enjoy discounts for your home, from cleaning to flooring to garden supplies!

Pillar of Spiritual Wellness

Since our mission is to provide top quality advice, products, and services to houses of worship and their members, we offer a number of valuable member discounts geared toward communities of faith.

Facilitate generational wealth building and long-term financial stability.

When planning for a new building or addition, use one of our partners for advantageous terms and unique programs.

Take care of your team with through affordable employee perks like health insurance and seamless payroll services, so you can focus on what truly matters!

Prioritize peace of mind with our exclusive member benefit designed to enhance house of worship safety, ensuring a secure and welcoming environment for all!

Save big on essential church and office supplieswith our exclusive member discounts, helping you cut costs and stay organized effortlessly!

Unlock the ultimate getaway with our exclusive member benefit offering free vacation stays for pastors—because those who give so much deserve to recharge in style!

Enjoy a unique HOWffers discount on your house of worship architectural design.

Protect your church with confidence through our unique master policy plan, offering affordable property coverage tailored to meet your congregation’s needs and underwritten by Lloyd’s of London!

Planning for a major purchase for your church? Whether it’s new seating or musical instruments or classroom furniture, our partner can save you money!

Recognize the members and friends who support you with a special discount on memorial walls and plaques.

Enjoy special pricing on top-quality custom audio / visual system design and installation.

HOWffers Membership Plans

 

Choose your HOWffers membership plan level and then add your household members at special reduced pricing!

HOWffers Silver

Our custom program SAVE bundle includes the benefits and discounts in our Physical, Social, and Spiritual Pillars, with a $10K life insurance benefit as part of the many benefits included in our Financial Pillar.

Starting at

$16.99 per month!

HOWffers Gold

All the benefits of our Silver plan, with a $25K guaranteed issue life insurance coverage as part of the Financial Pillar.

Starting at

$27.99 per month!

HOWffers Senior

Our custom program SENIOR bundle includes the benefits and discounts in our Physical, Financial, Social, and Spiritual Pillars at special access pricing.

Starting at

$11.99 per month!

HOWffers Enterprise Membership

Designed specifically for a house of worship! Allows access to numerous valuable discounts on products and services you already use. Includes $10K life insurance coverage for four members of your choice.

$49.99 per month!

Protect yourself and your family—everywhere.

Included with HOWffers membership: Your Safe4R app for one user!

 

Safety Net is reimagining what it means to feel safe – for you, your loved ones, and for everyone around you.

 

Personal safety, whether for a life threatening, sudden, medical emergency or from an encounter with a criminal situation, is no longer just for a select few.

 

It is for all of us.

Protect yourself and your family—everywhere.

Included with HOWffers membership: Your Safe4R app for one user!

 

Safety Net is reimagining what it means to feel safe – for you, your loved ones, and for everyone around you.

 

Personal safety, whether for a life threatening, sudden, medical emergency or from an encounter with a criminal situation, is no longer just for a select few.

 

It is for all of us.

Take control of your healthcare with our personalized Medicare planning benefit!

 

Join Now!

Whether you need Medicare Supplements, Medicare Advantage plans, or Part D for prescription drug coverage, our experts will tailor a plan that fits your unique needs. Enjoy peace of mind knowing you’re getting the best coverage at the best price—crafted just for you.

 

Take control of your healthcare with our personalized Medicare planning benefit!

 

Join Now!

Whether you need Medicare Supplements, Medicare Advantage plans, or Part D for prescription drug coverage, our experts will tailor a plan that fits your unique needs. Enjoy peace of mind knowing you’re getting the best coverage at the best price—crafted just for you.

 

INCLUDED with your HOWffers membership:

Earn cash for every calorie you burn!

Maybe your church can use this as a health-promoting fundraiser!

Join Now

Get paid to improve your health and fitness! Earn up to $10 each day, and use cash earned in an exclusive marketplace for discounts on wellness products and bank your cash in a number of cash out options.

INCLUDED with your HOWffers membership:

Earn cash for every calorie you burn!

Maybe your church can use this as a health-promoting fundraiser!

Join Now

Get paid to improve your health and fitness! Earn up to $10 each day, and use cash earned in an exclusive marketplace for discounts on wellness products and bank your cash in a number of cash out options.

Never diet again!

Join now!

Backed by 28 years of data, this program not only drives weight loss, but has proven to reverse Type 2 Diabetes, Heart Disease, and eliminate prescription many medications eating the foods you normally eat.

8-week health challenge --Special pricing for HoWffers members.

Regularly $79.95 -- HOWffers member price $29.95.

Never diet again!

Join now!

Backed by 28 years of data, this program not only drives weight loss, but has proven to reverse Type 2 Diabetes, Heart Disease, and eliminate prescription many medications eating the foods you normally eat.

8-week health challenge --Special pricing for HoWffers members.

Regularly $79.95 -- HOWffers member price $29.95.

Crafted specifically for pastors and ministry leaders!

Learn more at ProtectMyPastor.com

 

Empower your ministry with our exclusive retirement planning benefit. We accomplish this through our exclusive partnership with HIS Envoys Group. Easily create a new retirement plan proposal tailored to your church or organization, with access to our specialized 403(B)(9) retirement plan. Invest with confidence through our Biblically Responsible investing options, ensuring your financial future aligns with your faith and values. Secure your ministry’s legacy while providing a solid foundation for your retirement.

Join now!

Crafted specifically for pastors and ministry leaders!

Learn more at ProtectMyPastor.com

 

Empower your ministry with our exclusive retirement planning benefit. We accomplish this through our exclusive partnership with HIS Envoys Group. Easily create a new retirement plan proposal tailored to your church or organization, with access to our specialized 403(B)(9) retirement plan. Invest with confidence through our Biblically Responsible investing options, ensuring your financial future aligns with your faith and values. Secure your ministry’s legacy while providing a solid foundation for your retirement.

Join now!

Looking for more coverage beyond what's included in membership? HOWffers members have exclusive access to other guaranteed issue life benefits!

 

In addition to the Prudential life benefit that comes with your membership, you can add another $75K in coverage through A++ carriers Chubb or Mass Mutual. Long Term Care solutions included! NO physical and NO medical information required if you can work at least 30 hours / week. 

 

 

Join now!

Looking for more coverage beyond what's included in membership? HOWffers members have exclusive access to other guaranteed issue life benefits!

 

In addition to the Prudential life benefit that comes with your membership, you can add another $75K in coverage through A++ carriers Chubb or Mass Mutual. Long Term Care solutions included! NO physical and NO medical information required if you can work at least 30 hours / week. 

 

 

Join now!

Unlock unparalleled financial advantages for your ministry with our Key Person planning, tailored specifically for pastors and ministry leaders.

Learn more at ProtectMyPastor.com

 

This powerful tool offers multiple benefits to both your church and its leaders, including innovative ways to utilize life insurance, infinite banking or Biblically Responsible investing for retirement. Whether designing a 403(b)(9) or a leveraged retirement plan, we’ll help you craft the perfect strategy. Plus, enjoy a full slate of pastor and employee benefits—even for small churches. Elevate your ministry’s financial future today!

Unlock unparalleled financial advantages for your ministry with our Key Person planning, tailored specifically for pastors and ministry leaders.

Learn more at ProtectMyPastor.com

 

This powerful tool offers multiple benefits to both your church and its leaders, including innovative ways to utilize life insurance, infinite banking or Biblically Responsible investing for retirement. Whether designing a 403(b)(9) or a leveraged retirement plan, we’ll help you craft the perfect strategy. Plus, enjoy a full slate of pastor and employee benefits—even for small churches. Elevate your ministry’s financial future today!

Secure your future with our tailored insurance and annuity planning benefit!

 

Gain access to personalized life insurance, disability coverage, and annuities designed to fit your unique needs. Enjoy the added security of a $50K guaranteed issue life insurance plan, plus fully underwritten options for even more coverage. Our experts will work with you to determine the perfect benefit amount, ensuring peace of mind for you and your loved ones. Ask us about cash value build up in plans to help create generational wealth for your children’s children.

Join now!

Secure your future with our tailored insurance and annuity planning benefit!

 

Gain access to personalized life insurance, disability coverage, and annuities designed to fit your unique needs. Enjoy the added security of a $50K guaranteed issue life insurance plan, plus fully underwritten options for even more coverage. Our experts will work with you to determine the perfect benefit amount, ensuring peace of mind for you and your loved ones. Ask us about cash value build up in plans to help create generational wealth for your children’s children.

Join now!

Leveraged Retirement Planning

HOWffers member benefit: Free Consultation

 

Join now!

Elevate your financial future with our unique Restoration and Appreciation plan designed specifically for church members and leaders! This innovative benefit leverages premium financed life insurance to maximize your cash value buildup, allowing you to access tax-free distributions. With the power of leveraged growth, you can enjoy enhanced financial security and greater wealth accumulation—all designed to give you more control over your financial destiny. This program enhances your potential for policy distributions to supplement your income while also providing protections for you and your family. . . or even to continue contributions to your church after you're gone.

Leveraged Retirement Planning

HOWffers member benefit: Free Consultation

 

Join now!

Elevate your financial future with our unique Restoration and Appreciation plan designed specifically for church members and leaders! This innovative benefit leverages premium financed life insurance to maximize your cash value buildup, allowing you to access tax-free distributions. With the power of leveraged growth, you can enjoy enhanced financial security and greater wealth accumulation—all designed to give you more control over your financial destiny. This program enhances your potential for policy distributions to supplement your income while also providing protections for you and your family. . . or even to continue contributions to your church after you're gone.

Parents and Grandparents -- ensure coverage today!

 

Give the gift of lasting protection with the Grow-Up® Plan, a whole life insurance policy from our partner Gerber Life, an A+ rated company. Purchase for your child or grandchild, and their policy benefit will automatically double when they turn 18, at no additional cost. Not only does this plan provide guaranteed lifetime coverage, but it also builds cash value over time, offering future financial flexibility. As they grow, they will have the option to purchase additional coverage at adult rates, regardless of health or occupation. Plus, you can lock in a low childhood premium, ensuring that their protection remains affordable for life. Secure their future with the Grow-Up® Plan today!

Join now!

Parents and Grandparents -- ensure coverage today!

 

Give the gift of lasting protection with the Grow-Up® Plan, a whole life insurance policy from our partner Gerber Life, an A+ rated company. Purchase for your child or grandchild, and their policy benefit will automatically double when they turn 18, at no additional cost. Not only does this plan provide guaranteed lifetime coverage, but it also builds cash value over time, offering future financial flexibility. As they grow, they will have the option to purchase additional coverage at adult rates, regardless of health or occupation. Plus, you can lock in a low childhood premium, ensuring that their protection remains affordable for life. Secure their future with the Grow-Up® Plan today!

Join now!

COMING SOON!

Experience the future of insurance with our customer-centric marketplace for auto and homeowners coverage!

Join Now

You will love the convenience of comparing a wide range of products in one place, saving both time and money. By offering tailored solutions through our diverse selection of options, we ensure you will find the perfect coverage at the best rates. Discover unparalleled savings and effortless shopping with our innovative insurance marketplace!

COMING SOON!

Experience the future of insurance with our customer-centric marketplace for auto and homeowners coverage!

Join Now

You will love the convenience of comparing a wide range of products in one place, saving both time and money. By offering tailored solutions through our diverse selection of options, we ensure you will find the perfect coverage at the best rates. Discover unparalleled savings and effortless shopping with our innovative insurance marketplace!

Unlock the path to financial freedom with Student Loan Debt Relief

Join Now

Here's how it works:

Get Informed: Watch an on-demand webinar to explore student loan relief programs and understand your options.

Free Consultation: Schedule a 30-minute call with one of our Student Loan Specialists for a comprehensive analysis of your loan portfolio.

Eligibility Check: Find out if you qualify for student debt relief programs.

Personalized Action Plan: We develop a customized plan to help you pay down your loans as efficiently as possible.

Clear Roadmap: By the end of the call, you'll know how much we can reduce your loans and have a step-by-step plan to achieve your goals.

Unlock the path to financial freedom with Student Loan Debt Relief

Join Now

Here's how it works:

Get Informed: Watch an on-demand webinar to explore student loan relief programs and understand your options.

Free Consultation: Schedule a 30-minute call with one of our Student Loan Specialists for a comprehensive analysis of your loan portfolio.

Eligibility Check: Find out if you qualify for student debt relief programs.

Personalized Action Plan: We develop a customized plan to help you pay down your loans as efficiently as possible.

Clear Roadmap: By the end of the call, you'll know how much we can reduce your loans and have a step-by-step plan to achieve your goals.

As your life insurance needs evolve, your once-essential policy might no longer serve its original purpose. Our trusted partners provide the expert guidance and tools to help you sell your policy for maximum returns—while also creating opportunities for charitable giving.

Join Now

Explore Life Settlement Options

Think of it like selling your home: you wouldn’t settle for just any offer without knowing its true value. Yet, for years, many have believed that surrendering unwanted or unaffordable life insurance for the insurer’s offer was their only choice. But there’s a better way.

Life settlements can unlock your policy’s hidden value, often yielding significantly more than a surrender would. This option not only gives you control, flexibility, and financial freedom, but it also opens doors for meaningful charitable contributions to your house of worship. Maximize the impact of your life insurance policy with life settlements.

As your life insurance needs evolve, your once-essential policy might no longer serve its original purpose. Our trusted partners provide the expert guidance and tools to help you sell your policy for maximum returns—while also creating opportunities for charitable giving.

Join Now

Explore Life Settlement Options

Think of it like selling your home: you wouldn’t settle for just any offer without knowing its true value. Yet, for years, many have believed that surrendering unwanted or unaffordable life insurance for the insurer’s offer was their only choice. But there’s a better way.

Life settlements can unlock your policy’s hidden value, often yielding significantly more than a surrender would. This option not only gives you control, flexibility, and financial freedom, but it also opens doors for meaningful charitable contributions to your house of worship. Maximize the impact of your life insurance policy with life settlements.

Stop overpaying on your bills!

 

Stop overpaying on your bills!

  • Gain peace of mind that you aren’t being overcharged.

  • We’ve saved customers over $17 Million, and counting!

  • There is no risk, we won’t bill unless you save.

  • No changes or disruptions to your service.

Stop overpaying on your bills!

 

Stop overpaying on your bills!

  • Gain peace of mind that you aren’t being overcharged.

  • We’ve saved customers over $17 Million, and counting!

  • There is no risk, we won’t bill unless you save.

  • No changes or disruptions to your service.

Take control of your finances with our partner's 0% Payday Loans!

Join Now

Access your earnings within minutes—no more waiting weeks to get paid. Get up to $750 per pay period with NO interest, NO mandatory fees, and NO credit checks. Enjoy early access to your paycheck, up to 2 days sooner, directly in your bank account. Stay informed with instant balance notifications, set to your own thresholds, and work toward your goals with seamless transfers. Plus, track your credit score for free, monitor your credit activity, receive fraud alerts, and use free financial calculators to plan your budget or loan payments.

Take control of your finances with our partner's 0% Payday Loans!

Join Now

Access your earnings within minutes—no more waiting weeks to get paid. Get up to $750 per pay period with NO interest, NO mandatory fees, and NO credit checks. Enjoy early access to your paycheck, up to 2 days sooner, directly in your bank account. Stay informed with instant balance notifications, set to your own thresholds, and work toward your goals with seamless transfers. Plus, track your credit score for free, monitor your credit activity, receive fraud alerts, and use free financial calculators to plan your budget or loan payments.

Tired of paying high interest rates when you have to pay for a purchase with a credit card? HOWffers members can Shop Now and Pay Later with NO interest!

 

Shop millions of products and pay over 6 months' time.

 

Get up to $2,500 in credit. Pay NO interest!

Join now!

Tired of paying high interest rates when you have to pay for a purchase with a credit card? HOWffers members can Shop Now and Pay Later with NO interest!

 

Shop millions of products and pay over 6 months' time.

 

Get up to $2,500 in credit. Pay NO interest!

Join now!

Included with your HOWffers membership!

A relationship program designed for every relationship

 

We took the best parts from couples counseling, over 60 years of research from our world-renowned relationship experts, and the insights of other happy couples to deliver a program designed to grow and strengthen your relationship.

Our founding psychologist, Dr. Gary Krane Ph.D., along with our world-renowned team of advisors and technologists, spent the last 10 years researching and designing our Relationsh8p Health program in order to bring you innovations that allow you to work on your relationship when you’re ready, and deliver real benefits:

  • Immediately begin reducing stress.

  • Totally private and confidential, from the comfort of home.

  • Available 24/7/365 for pennies a day, not $100-$200 an hour.

  • Over 300 ways to put fun and play back into your lives.

  • Learn how to resolve conflict and increase communication, and add more intimacy and romance to your relationship.

  • People with healthy core relationships have less long-term illness, and live healthier, longer, happier lives.

Included with your HOWffers membership!

A relationship program designed for every relationship

 

We took the best parts from couples counseling, over 60 years of research from our world-renowned relationship experts, and the insights of other happy couples to deliver a program designed to grow and strengthen your relationship.

Our founding psychologist, Dr. Gary Krane Ph.D., along with our world-renowned team of advisors and technologists, spent the last 10 years researching and designing our Relationsh8p Health program in order to bring you innovations that allow you to work on your relationship when you’re ready, and deliver real benefits:

  • Immediately begin reducing stress.

  • Totally private and confidential, from the comfort of home.

  • Available 24/7/365 for pennies a day, not $100-$200 an hour.

  • Over 300 ways to put fun and play back into your lives.

  • Learn how to resolve conflict and increase communication, and add more intimacy and romance to your relationship.

  • People with healthy core relationships have less long-term illness, and live healthier, longer, happier lives.

Enjoy My Deals!

Join Now

Unlock exclusive savings in our Social Pillar with unbeatable discounts on travel, park tickets, and dining deals—from fast food and convenience stores to fine dining and desserts. Plus, shop smarter with savings on everything from automotive essentials to health and beauty, home and garden, and even business and office supplies. Elevate your lifestyle and make every purchase count with these incredible perks!

Enjoy My Deals!

Join Now

Unlock exclusive savings in our Social Pillar with unbeatable discounts on travel, park tickets, and dining deals—from fast food and convenience stores to fine dining and desserts. Plus, shop smarter with savings on everything from automotive essentials to health and beauty, home and garden, and even business and office supplies. Elevate your lifestyle and make every purchase count with these incredible perks!

Unlock incredible savings on home and garden essentials with your HOWffers membership!

 

Join Now

Enjoy exclusive discounts like 7% off junk removal, $400 off window replacement, and 15% off copying and shipping at FedEx Office. Get your home sparkling with discounts on cleaning services, and save big on flooring products. From $500 off patio enclosures to $750 off solar energy installations, your home upgrades just got more affordable. Plus, enjoy discounts at local retailers you regularly frequent, like grocery and hardware stores. With HOWffers, your home dreams come true for less!

 

 

Unlock incredible savings on home and garden essentials with your HOWffers membership!

 

Join Now

Enjoy exclusive discounts like 7% off junk removal, $400 off window replacement, and 15% off copying and shipping at FedEx Office. Get your home sparkling with discounts on cleaning services, and save big on flooring products. From $500 off patio enclosures to $750 off solar energy installations, your home upgrades just got more affordable. Plus, enjoy discounts at local retailers you regularly frequent, like grocery and hardware stores. With HOWffers, your home dreams come true for less!

 

 

Transform your nonprofit's financial future with our revolutionary web and mobile platform!

 

Imagine a world in which the time, planning, and stress associated with ministry financial challenges are largely eliminated. Our partner offers an innovative technology platform that provides unprecedented access to a proven endowment-style portfolio to facilitate sustainable funding of the Gospel.

Through this platform, a single donation yields endless returns for Kingdom advancement.

This cutting-edge technology merges charitable donations with institutional investing, empowering faith-based organizations of all sizes to create their own endowment funds. Invest alongside top institutions like Harvard and Duke, and attract global donations 24/7. Say goodbye to financial stress and the "Sunday-to-Sunday" donor dependency with our innovative model. Less than 7% of faith-based organizations currently have endowments—be among the first to leverage this powerful tool for perpetual impact and sustainable growth!

Join now!
Check out our Enterprise Membership!

Transform your nonprofit's financial future with our revolutionary web and mobile platform!

 

Imagine a world in which the time, planning, and stress associated with ministry financial challenges are largely eliminated. Our partner offers an innovative technology platform that provides unprecedented access to a proven endowment-style portfolio to facilitate sustainable funding of the Gospel.

Through this platform, a single donation yields endless returns for Kingdom advancement.

This cutting-edge technology merges charitable donations with institutional investing, empowering faith-based organizations of all sizes to create their own endowment funds. Invest alongside top institutions like Harvard and Duke, and attract global donations 24/7. Say goodbye to financial stress and the "Sunday-to-Sunday" donor dependency with our innovative model. Less than 7% of faith-based organizations currently have endowments—be among the first to leverage this powerful tool for perpetual impact and sustainable growth!

Join now!
Check out our Enterprise Membership!

Our partner’s comprehensive approach means HOWffers members can access loans for your nonprofit at significantly lower rates, leaving more money for the great work you do.

FREE Comprehensive Loan Overview proposal for HOWffers members!

Unlock unparalleled loan solutions with our partner, offering the widest range of options available! Reduce your monthly payments by up to 60% and amplify your community impact alongside your supporters. We meticulously explore all loan choices and partner with top banks to find the perfect fit for your needs. By clarifying key terms and crafting a tailored strategy, we turn your loan into an opportunity for social impact, allowing your supporters to invest intentionally and make a meaningful difference in their community.

Check out our Enterprise Membership!
Join now!

Our partner’s comprehensive approach means HOWffers members can access loans for your nonprofit at significantly lower rates, leaving more money for the great work you do.

FREE Comprehensive Loan Overview proposal for HOWffers members!

Unlock unparalleled loan solutions with our partner, offering the widest range of options available! Reduce your monthly payments by up to 60% and amplify your community impact alongside your supporters. We meticulously explore all loan choices and partner with top banks to find the perfect fit for your needs. By clarifying key terms and crafting a tailored strategy, we turn your loan into an opportunity for social impact, allowing your supporters to invest intentionally and make a meaningful difference in their community.

Check out our Enterprise Membership!
Join now!

Streamline your HR and payroll with our partner’s all-in-one outsourcing solution and get top-notch affordable health insurance benefits!

Say goodbye to the stress of managing payroll, benefits, and workers' compensation on your own. Our team of experts handles the complexities, so you can focus on leading your organization. With transparent, flat-rate pricing and no hidden fees, you’ll enjoy exceptional health insurance options from Blue Cross Blue Shield, Delta Dental, and VSP—even if you have just one employee. Take advantage of our buying power and cost-effective solutions to save time, money, and ensure your team gets world-class benefits.

Check out our Enterprise Membership!
Join now!

Streamline your HR and payroll with our partner’s all-in-one outsourcing solution and get top-notch affordable health insurance benefits!

Say goodbye to the stress of managing payroll, benefits, and workers' compensation on your own. Our team of experts handles the complexities, so you can focus on leading your organization. With transparent, flat-rate pricing and no hidden fees, you’ll enjoy exceptional health insurance options from Blue Cross Blue Shield, Delta Dental, and VSP—even if you have just one employee. Take advantage of our buying power and cost-effective solutions to save time, money, and ensure your team gets world-class benefits.

Check out our Enterprise Membership!
Join now!

We help make organizations more resilient by providing emergency management training and resources.

HOWffers members have access to our grant writing team who may be able to secure a FEMA grant to install and apply these resources to make your house of worship safer. We have successfully helped a number of our church clients acquire up to $150K in funding for safety improvements – why not you?

 

Elevate your crisis preparedness with our partner Resilience! Our cutting-edge consultancy harnesses the power of AI to transform how organizations tackle unexpected challenges. With decades of expertise and our revolutionary Flash-AI web application, we craft fully customized business continuity plans by analyzing your unique risks with advanced Machine Learning. Whether through our on-demand online courses or live on-site training, we ensure your team is ready to act when it matters most. Plus, our Flash Real Time Continuity™ mobile app converts your plan into a dynamic, easy-to-use dashboard, allowing you to activate and monitor your response anytime, anywhere. Stay ahead of crises with the latest in crisis management technology!

Join now!
Check out our Enterprise Membership!

We help make organizations more resilient by providing emergency management training and resources.

HOWffers members have access to our grant writing team who may be able to secure a FEMA grant to install and apply these resources to make your house of worship safer. We have successfully helped a number of our church clients acquire up to $150K in funding for safety improvements – why not you?

 

Elevate your crisis preparedness with our partner Resilience! Our cutting-edge consultancy harnesses the power of AI to transform how organizations tackle unexpected challenges. With decades of expertise and our revolutionary Flash-AI web application, we craft fully customized business continuity plans by analyzing your unique risks with advanced Machine Learning. Whether through our on-demand online courses or live on-site training, we ensure your team is ready to act when it matters most. Plus, our Flash Real Time Continuity™ mobile app converts your plan into a dynamic, easy-to-use dashboard, allowing you to activate and monitor your response anytime, anywhere. Stay ahead of crises with the latest in crisis management technology!

Join now!
Check out our Enterprise Membership!

Experience unparalleled convenience and savings on all your church’s needs!

Check out our Enterprise Membership!
Join Now

Your HOWffers member benefit brings you discounts through our partner, who is dedicated to boosting the buying power of churches, schools, nonprofits, and businesses of all sizes. From janitorial and office supplies to sports equipment and custom apparel, we deliver top-quality products at unbeatable prices, all with fast delivery. Serving as your go-to source for everyday essentials and special purchases alike, our partner makes shopping simple and cost-effective. Enjoy one-stop access to thousands of items and exceptional savings through our extensive network of providers. Streamline your operations and cut costs effortlessly with our comprehensive solution for all your cleaning products, paper products, and other consumable needs. Elevate your operational efficiency and cut costs!

Everything we do is led by Christian principles:

  • Serve our customers in Excellence

  • Manage our assets with responsible Stewardship

  • Add value to our communities by Giving Back to support children in foster care

Experience unparalleled convenience and savings on all your church’s needs!

Check out our Enterprise Membership!
Join Now

Your HOWffers member benefit brings you discounts through our partner, who is dedicated to boosting the buying power of churches, schools, nonprofits, and businesses of all sizes. From janitorial and office supplies to sports equipment and custom apparel, we deliver top-quality products at unbeatable prices, all with fast delivery. Serving as your go-to source for everyday essentials and special purchases alike, our partner makes shopping simple and cost-effective. Enjoy one-stop access to thousands of items and exceptional savings through our extensive network of providers. Streamline your operations and cut costs effortlessly with our comprehensive solution for all your cleaning products, paper products, and other consumable needs. Elevate your operational efficiency and cut costs!

Everything we do is led by Christian principles:

  • Serve our customers in Excellence

  • Manage our assets with responsible Stewardship

  • Add value to our communities by Giving Back to support children in foster care

Pastors, we recognize that you have a tendency to neglect yourselves.  Revitalize your pastors and their families with our partner’s exclusive vacation housing website! 

 

HOWffers church leader members have access to free vacation rentals at top destinations across the country—just cover a minimal cleaning fee. Unlike other rental sites, every property is specially reserved to support and rejuvenate pastors, helping them avoid burnout and enjoy quality time away. Discover a refreshing escape and give your pastoral team the relaxation they deserve!

Join now!
Check out our Enterprise Membership!

Pastors, we recognize that you have a tendency to neglect yourselves.  Revitalize your pastors and their families with our partner’s exclusive vacation housing website! 

 

HOWffers church leader members have access to free vacation rentals at top destinations across the country—just cover a minimal cleaning fee. Unlike other rental sites, every property is specially reserved to support and rejuvenate pastors, helping them avoid burnout and enjoy quality time away. Discover a refreshing escape and give your pastoral team the relaxation they deserve!

Join now!
Check out our Enterprise Membership!

Pastors, we recognize that you have a tendency to neglect yourselves.  Revitalize your pastors and their families with our partner’s exclusive vacation housing website! 

 

HOWffers church leader members have access to free vacation rentals at top destinations across the country—just cover a minimal cleaning fee. Unlike other rental sites, every property is specially reserved to support and rejuvenate pastors, helping them avoid burnout and enjoy quality time away. Discover a refreshing escape and give your pastoral team the relaxation they deserve!

Join now!
Check out our Enterprise Membership!

Exclusively for HOWffers Enterprise members:

Discover unbeatable savings with our group Master Property & Casualty Policy underwritten by Lloyd’s of London for houses of worship!

Check out our Enterprise Membership!
Join Now

Specially designed to protect churches in challenging locations—whether prone to hurricanes, tornadoes, or plagued with an insurance carrier’s crime score—our policy offers exceptional coverage at lower premiums. Enjoy peace of mind with stable rates that won’t skyrocket each year, ensuring your church is safeguarded without breaking the bank. Secure comprehensive protection and significant savings for your place of worship today!

Exclusively for HOWffers Enterprise members:

Discover unbeatable savings with our group Master Property & Casualty Policy underwritten by Lloyd’s of London for houses of worship!

Check out our Enterprise Membership!
Join Now

Specially designed to protect churches in challenging locations—whether prone to hurricanes, tornadoes, or plagued with an insurance carrier’s crime score—our policy offers exceptional coverage at lower premiums. Enjoy peace of mind with stable rates that won’t skyrocket each year, ensuring your church is safeguarded without breaking the bank. Secure comprehensive protection and significant savings for your place of worship today!

Unlock exceptional savings for your house of worship with our partner's exclusive professional buyers' group!

Check out our Enterprise Membership!
Join Now

Gain access to unbeatable discounts on everything from pews and musical instruments to classroom equipment. By joining this elite network, you’ll leverage collective buying power to slash costs and enhance your purchasing strategy. Elevate your church's resources while enjoying significant savings on essential items—join today and watch your budget go further!

Unlock exceptional savings for your house of worship with our partner's exclusive professional buyers' group!

Check out our Enterprise Membership!
Join Now

Gain access to unbeatable discounts on everything from pews and musical instruments to classroom equipment. By joining this elite network, you’ll leverage collective buying power to slash costs and enhance your purchasing strategy. Elevate your church's resources while enjoying significant savings on essential items—join today and watch your budget go further!

HOWffers membership unlocks a 15% discount on top-tier recognition and memorial products with our partner!

Check out our Enterprise Membership!
Join Now

With over a century of unparalleled artistry and craftsmanship, they are a global leader in creating stunning Donor Walls, Memorials, Commemorative Walls, and more. Whether you need Cast Bronze Plaques, custom signage, or awards for any occasion, their exceptional designs enhance thousands of institutions, from universities and hospitals to houses of worship and non-profits worldwide. Take advantage of this exclusive offer to elevate your recognition and memorial projects with world-class quality and style!

HOWffers membership unlocks a 15% discount on top-tier recognition and memorial products with our partner!

Check out our Enterprise Membership!
Join Now

With over a century of unparalleled artistry and craftsmanship, they are a global leader in creating stunning Donor Walls, Memorials, Commemorative Walls, and more. Whether you need Cast Bronze Plaques, custom signage, or awards for any occasion, their exceptional designs enhance thousands of institutions, from universities and hospitals to houses of worship and non-profits worldwide. Take advantage of this exclusive offer to elevate your recognition and memorial projects with world-class quality and style!

Elevate your message with our partner's Pro Audio, Lighting, Multimedia, and Broadcast solutions.

Free consultation for HOWffers members!

 

From sales to service and installation, we offer turn-key systems with cutting-edge tech, all custom-designed to enhance your unique vision. Our factory-trained technicians deliver creative, innovative solutions tailored to your needs, along with personal training and ongoing support. With service contracts, a text hotline, loaner equipment, and even “house” calls, your journey with us is built to last. Plus, as a trusted distributor, we provide access to hundreds of the top brands in audio and visual equipment that you know and love.

Check out our Enterprise Membership!
Join Now

Elevate your message with our partner's Pro Audio, Lighting, Multimedia, and Broadcast solutions.

Free consultation for HOWffers members!

 

From sales to service and installation, we offer turn-key systems with cutting-edge tech, all custom-designed to enhance your unique vision. Our factory-trained technicians deliver creative, innovative solutions tailored to your needs, along with personal training and ongoing support. With service contracts, a text hotline, loaner equipment, and even “house” calls, your journey with us is built to last. Plus, as a trusted distributor, we provide access to hundreds of the top brands in audio and visual equipment that you know and love.

Check out our Enterprise Membership!
Join Now