HOWffers Memberships

HOWffers Membership

$16.99 / month

With the HOWffers Membership Program you get a collection of savings and health & wellness programs designed to take the financial pressure off of your monthly budget while improving your life.

Note: Special Pricing if you are 65 or older, click here

From lowering your monthly bills to 0% interest loans for emergency purchases to student loan debt reduction … even free rewards for exercising — LIVING 2.0 Save makes it easier for you to save money while living your best life.

Includes…

    • Group Life Insurance for you: $10,000.00 or $25,000.00 you select.
    • SAFETY NET – SAFE4R: A safety system that creates instant alerts to your family and community for any crisis you, or a loved one, may be experiencing—including 1-click access to mental health professionals. Make sure your entire family is safe with alerts for health emergencies, behavioral health crisis, accidents, or crime. Perfect for you, your spouse, the elderly, college students, and children, too.
    • Relationship Health: a self-care program for couples to strengthen, repair and grow their relationship.
    • Diet Free Life: This weight loss and health program is backed by 28 years of data and not only drives weight loss, but has proven to reverse Type 2 Diabetes, Heart Disease, and eliminates many prescription medications by eating the foods you normally eat! CLICK HERE for more information.
    • Lower Your Bills: You upload your bills; we negotiate with your provider and lower your bills (mobile, cable, internet, etc.). No risk! When we save you money we split the savings with you 50/50. Over $10.0 million saved!
    • LIVING 2.0 DEALS: Up to 50% off the price of Hotels & Resorts, plus big discounts on entertainment, also discounts at 57,000 restaurants, local shopping and grocery discounts, too!
    • Rewards For Walking: Earn rewards for every calorie you burn. Get rewarded to improve your health and fitness! Use the rewards in our marketplace, plus a growing number of cash offers
    • 0% Pay Day Loans: Get up to $100 a day at 0% interest payday loans, and overdraft protection on your checking account when using your debit card or writing checks—saving $35/overdraft charge!
    • Student Loan Debt Relief: Work with our specialists to reduce your student loans up to 40% with an average savings of over $340 per month! Get a free evaluation with one of our financial advisors. There is a one-time payment to cover program fees—you only pay after your custom loan reduction program amount has been agreed to.
    • Shop Now Pay Later: Shop millions of products and pay over time. Get up to $2,500 in credit. Pay no interest (that’s right, none). No membership fees and no obligation to buy once you’ve joined.

Stay healthy. Save money. Care for all. That’s the HOWffers Membership Program.

You must enroll prior to age 65 to be eligible for Life Insurance.